Frequently Asked Questions

Waiver

The Spring waiver period is  1/01/2019 – 01/22/2019.

 

AES Enrollment (Evacuation/Repatriation Coverage)- Only International students submitting a waiver should purchase, if needed.

 

INTERNATIONAL STUDENTS

All international students are required to enroll in the AHP University Health Insurance Plan (SHIP) unless a waiver is submitted and approved. The waiver process must be complete each long semester. The cost of the insurance coverage is an additional charge of $823 and will appear on your student account. International students can request a waiver to SHIP but must demonstrate that they have equivalent, alternative health insurance coverage. In order to be approved for a waiver, your alternative health coverage must meet or exceed the requirements as set forth below and be submitted prior to the, 1/22/19 waiver deadline. Notification of acceptance or rejection of this request will be sent to your school’s email within seven business days.

A. Criteria to submit a waiver request:

1. Student is sponsored by the United States government.

2. Student is sponsored by the government of the student’s home country and is provided through a PPACA compliant plan. If a non-PPACA compliant plan, the sponsoring entity must guarantee payment of all health expenses in writing.

3. Student is enrolled in a US employer-provided group health plan that is PPACA compliant.

4. If the health plans above do not include medical evacuation and repatriation, a rider must be purchased providing this coverage. The rider can be purchased through AHP or alternatively you can ask your present provider to add to your current policy.

5. Carrier has a claims payment address in the U.S.

6. The insurance coverage must be in effect on or before 01/1/19.

B. The alternative coverage must meet the following minimum requirements:

1. Provide the Essential Minimum Benefits required by the PPACA with no annual limits. A list of the Essential Minimum Benefits can be found here: https://www.healthcare.gov/glossary/essential-health-benefits/ .

2. Policies annual Deductible of no more than U.S. $500.

3. Out of pocket maximum in network $6350.00

4. Contain no exclusions for pre-existing conditions.

5. Covers 100% of Preventive Care as defined by the PPACA. A list of these preventive services can be found here: https://www.healthcare.gov/coverage/preventive-care-benefits/.

6. Medical evacuation coverage amount is no less than $50,000.

7. Repatriation coverage amount is no less than $25,000.

8. NOTE: If your policy does not include evacuation/repatriation coverage you will have an opportunity to purchase this coverage for a nominal fee if the rest of your coverage is acceptable.

9. Dates of coverage meet or exceed the requirement for the school semester.

C. If your alternate coverage meets the above minimum requirements, submit electronic copies of the following documents with your online waiver request:

1. A scanned copy of the front and back of your health insurance ID card indicating the student as a covered member.

2. A scanned copy of your complete policy, including coverage amounts, exclusions, and limitations in English using US dollars.

3. A scanned copy of your medical evacuation and repatriation coverage (if you have this coverage).

NOTE: Private plans, healthcare.gov plans, and travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement will NOT be accepted by the University for waiver approval.

 

Click Here to Submit Your INTERNATIONAL Student Waiver Request